Free PEO Matching Service
Answer a few quick questions — we'll analyze PEOs that fit your headcount, states, and industry in seconds, with quotes typically 15–30% below going it alone on benefits.
Used by owners, CFOs and HR leads at growing companies nationwide.
Headcount, states, and what's costing you the most time or money. Two minutes, no jargon.
From vetted national and regional PEOs — matched to your size, industry, and states, not whoever pays the most.
You get side-by-side pricing on payroll, benefits, and workers' comp. No obligation at any point.
Independent research across 15,900+ businesses (NAPEO, 2024) puts real numbers on it:
on average — against ~$1,395/employee in PEO cost. The savings outrun the fee.
across payroll, benefits, comp, and avoided compliance costs.
PEO clients also run 12% lower turnover and are 50% less likely to fail in a given year.
| Line item | Doing it yourself | With a PEO |
|---|---|---|
| Health premiums (15 enrolled) | Small-group market rates | Large-group pool — typically 10–25% lower |
| HR & payroll admin | ~5–10 owner hours/week, or a $70k+ hire | Included in the admin fee |
| Workers' comp | Standalone policy + year-end audit | Master-policy rates, pay-as-you-go |
| Compliance risk (multi-state, ACA) | Yours alone | Shared with a co-employer |
| Net position at industry averages | — | ≈ $44,000/yr in gross savings potential (25 × $1,775) |
Your actual numbers depend on your states, industry, and current plans — which is exactly what competing quotes reveal. Source: NAPEO industry research, 2024 (napeo.org).
PEOs pool tens of thousands of worksite employees, so a 15-person company gets health plan rates normally reserved for enterprises. This is usually the single biggest line-item saving.
Multi-state payroll tax, ACA, COBRA, state leave laws, workers' comp audits — the PEO carries it as co-employer. One misclassified employee can cost more than a year of PEO fees.
Owners report getting 5–10 hours a week back from payroll runs, benefits questions, and onboarding paperwork.
Quoting 2–3 PEOs against each other routinely moves admin fees 10–20%. That's exactly what this service sets up.