Compare Top-Rated PEOs — Free
Answer a few quick questions and we'll match you with 2–3 PEOs that fit your size, states, and industry. Compare quotes side by side — benefits typically run 15–30% less than buying on your own.
Same insurance. Different buying power.
Same brand-name carriers — priced like you're a Fortune 500.
Renewal season is coming
Most companies reset benefits January 1 — and the best PEO rates go to teams that quote by early fall.
We match a limited number of companies each month, in signup order. Get in line now and you're first up when your quote window opens.
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We'll reach out when your matching window opens. Meanwhile: why premiums keep rising — and the 4 ways out.
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January renewal season — matches go out in signup order. Early teams pick from the best rates.
Tap yours — then see how many owners are right there with you, plus what fixing it is worth for your team.
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Distribution based on national small-employer research; reader responses are collected and folded in as they accumulate. Whatever your headache — under a minute gets you matched with PEOs that fix it.
It's the not-so-secret trick larger small businesses use to stop overpaying: instead of buying insurance and running HR as a company of 15, you team up with a PEO (professional employer organization) that pools you with tens of thousands of other employees.
Health insurance, 401(k), and workers' comp priced like you have 100,000 employees — because, on paper for benefits purposes, you do.
Payroll, tax filings, compliance, onboarding — handled by their team instead of your evenings.
Hiring, firing, pay, culture — all still yours. The PEO is a back-office partner, not a manager. And you can leave whenever you want.
About 200,000 U.S. businesses already run this way. If you pay for benefits, you likely qualify — and if you're larger than the classic PEO profile, we'll match you with the right benefits or HR partner instead. Every company gets a fit answer. Read the full plain-English explainer →
Companies that pool through a PEO save an average of $1,775 per employee per year (NAPEO, 15,900+ businesses studied). Here's what that looks like at your size.
Estimated annual savings potential
$25,000 – $44,500
Illustrative, at the NAPEO industry average applied to your headcount. Your states, industry, and current plans set the real number — which is exactly what free matched quotes reveal.
Get My Real Number →Headcount, states, benefits, timing — four taps, under a minute, no jargon.
From vetted national and regional PEOs — matched to your size, industry, and states, not whoever pays the most.
You get side-by-side pricing on payroll, benefits, and workers' comp. No obligation at any point.
Independent research across 15,900+ businesses (NAPEO, 2024) puts real numbers on it:
on average — against ~$1,395/employee in PEO cost. The savings outrun the fee.
across payroll, benefits, comp, and avoided compliance costs.
PEO clients also run 12% lower turnover and are 50% less likely to fail in a given year.
| Line item | Doing it yourself | With a PEO |
|---|---|---|
| Health premiums (15 enrolled) | Small-group market rates | Large-group pool — typically 10–25% lower |
| HR & payroll admin | ~5–10 owner hours/week, or a $70k+ hire | Included in the admin fee |
| Workers' comp | Standalone policy + year-end audit | Master-policy rates, pay-as-you-go |
| Compliance risk (multi-state, ACA) | Yours alone | Shared with a co-employer |
| Net position at industry averages | — | ≈ $44,000/yr in gross savings potential (25 × $1,775) |
Your actual numbers depend on your states, industry, and current plans — which is exactly what competing quotes reveal. Source: NAPEO industry research, 2024 (napeo.org).
PEOs pool tens of thousands of worksite employees, so a 15-person company gets health plan rates normally reserved for enterprises. This is usually the single biggest line-item saving.
Multi-state payroll tax, ACA, COBRA, state leave laws, workers' comp audits — the PEO carries it as co-employer. One misclassified employee can cost more than a year of PEO fees.
Owners report getting 5–10 hours a week back from payroll runs, benefits questions, and onboarding paperwork.
Quoting 2–3 PEOs against each other routinely moves admin fees 10–20%. That's exactly what this service sets up.